24 Jan How to Save Money on Your Pregnancy Needs
Preparing for your new little one involves many things. You need to prep your home and car, purchase clothing and gear for the baby, stock your house with baby essentials, and so much more! First, though, you need to get ready for your pregnancy. According to data, the average cost of childbirth ranges from $5,000 to $11,000. With so many new expenses on the horizon, look for budget-friendly ways to stay healthy and stress-free while pregnant.
Planning is crucial to reducing your pregnancy grocery bill. You want the best nutrition for your growing baby while keeping costs down. Make a meal plan weekly that includes three daily meals and snacks. Write down what you need to purchase and head to the store. Follow these tips for snagging some more savings:
- Avoid shopping hungry by eating before you go.
- Choose store or generic brands.
- Use a savings card and clip coupons.
- Buy items you regularly use in bulk.
- Purchase fresh foods when they are in season.
- Use a pickup service and shop online to avoid expensive temptations at the store.
Budget-Conscious Maternity Clothes
With so many online shopping options today, it is easier to find maternity clothes you can afford. Check out Amazon for great deals on clothing essentials as your body changes. Stores like H&M and Old Navy offer affordable styles that help you stay stylish and comfortable throughout your pregnancy.
Pack your hospital bag with necessities for labor and delivery. While you require various items for your stay, you likely already have many of them at home. You can purchase new clothing, but you may find you prefer a comfortable, well-loved nightgown over a new, unfamiliar one. Lotions and other personal care items you use daily are typically more calming than new, unknown products. When you pack things you own and love, you can save a significant amount of money on your hospital bag and reduce your stress, too.
Take a tour of the hospital to know what things are provided. Ask if soap, shampoo, mesh panties, nipple cream, diapers, and other necessities are included as part of the care. This process helps you narrow down your packing needs. More essentials to bring along include:
- Labor and delivery gown
- Nursing bra and pajamas
- Socks and a robe
- Hair ties and toiletries
- Phone, camera, and chargers
- Comfortable clothes and shoes for going home
Comfy Clothes for New Moms
Many maternity clothes are perfect for the first few months of motherhood. Purchase a few comfortable basics like flowy tops, leggings, and other cozy attire, or check your closet for those relaxing items you already own! You do not have to break the bank by buying a new wardrobe for this time with your baby.
Other Financial Considerations
Saving money on pregnancy needs is vital, especially with more significant expenses in your plans. You likely want to invest a little in classes and books on childbirth and other preparatory information.
You also may need more space for your pending arrival than your current home offers. If you consider moving to a bigger home, you need to assess your finances. Calculate what you can afford by analyzing:
- Loan type
- The current average annual percentage rate
- Total annual income
- Monthly spending
- Utility costs of a new place
Planning for your newborn is both exciting and exhausting. Saving money on your pregnancy needs helps you keep your finances in check to maintain a healthy budget for other baby needs.